ONYX
Start your relationshipStart

Active Credit Relationship

The desk that stays open

ACR is an ongoing relationship. After close, the desk stays with you.

Start your relationshipJust need a mortgage

California only. NMLS [OPEN] · CA DRE [OPEN] · We are a mortgage broker.

The reward

Prepared for the relationship

Sample, not live

A reward calculated for your relationship.

Unlocks after on time payments.

Your amount is prepared when you join.

The path

Three quiet steps

  1. Join the relationship

    Start ACR. Your amount is prepared then, not posted here.

  2. Stay on time

    On time payments keep the desk open.

  3. When the timing is wrong, Fox waits.

    A move only when the numbers are strong.

The Relationship

A relationship that keeps working after close.

Live credit and rate data. Three desks. One relationship.

Sample, not live

  • 01

    The Rate Desk

    Watch, lock alerts, refi window

    Alerts are not a rate lock.

  • 02

    The Credit Path

    Live file. Approval health, not a one-time pull.

    Not a credit-repair service.

  • 03

    The Member Desk

    Advisor with memory + a licensed human

    Chat cannot approve a loan.

On the desk

Goals and property, kept quiet

A preview of what lives on the desk, not a cockpit, and not live.

Sample, not live

  • Rate window

    WatchingDown

    Rate conditions are watched against your file.

    An alert when a window opens.

  • Approval health

    MonitoringHold

    The file stays in view after close.

Your home

Equity posture and HELOC or refinance room will live here.

Sample, not live

Opportunities Scout

Hold

When the timing is wrong, Fox waits.

Sample, not live

Why a relationship

A loan ends. The desk does not.

ACR keeps you approved and optimizing. A mortgage is still available on its own.

FeatureONYX ACRLoan only
After closeDesk stays openFile closes
OptimizationOngoingNone
Approval letterFrom your fileStandard process
Membership rewardCalculatedNone
OpportunitiesScouted from your profileNone

  • After close

    ONYX ACR
    Desk stays open
    Loan only
    File closes

  • Optimization

    ONYX ACR
    Ongoing
    Loan only
    None

  • Approval letter

    ONYX ACR
    From your file
    Loan only
    Standard process

  • Membership reward

    ONYX ACR
    Calculated
    Loan only
    None

  • Opportunities

    ONYX ACR
    Scouted from your profile
    Loan only
    None

NMLS [OPEN] · CA DRE [OPEN] · We are a mortgage broker. How we get paid

Sample, not live. ONYX Fox can assist and prepare. It cannot approve, lock, or commit to lend.

Always approved. Always optimizing.

Start your relationshipJust need a mortgage

Talk to a licensed originatorNMLS ____

NMLS [OPEN] · CA DRE [OPEN] · We are a mortgage broker. Here’s how we get paid.